i-Credit is a Licensed Moneylender In Aljunied, Singapore.

Financial problems are common, and it’s okay to feel worried and stressed. But it should not be allowed to control your life.

As a licensed moneylender in Singapore, we’ve been helping people with their loan needs since 2009. We understand how difficult it can be to get a loan from banks or other lenders. Our goal is to assist you with an easy way out of your financial hurdle without any hassle.

No matter your situation, our experienced team will help you find the best solution for your personal circumstances. Fill out the form, and one of our representatives will contact you shortly.

Loan Inquiry Form:
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Loans Made Since 2009
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Licensed Moneylender Near Me in Aljunied

As the best private moneylender Singapore has, we take pride in being able to offer quick solutions to your financial difficulties. Whether you’re looking for a short-term business loan or a long-term home mortgage, we have what you need.

We understand that every person has different requirements and budget constraints. Therefore, we ensure that all our clients receive individualised attention and service. We handle every case with care and professionalism, so you can rest assured knowing that your interests come first.

Same Singapore Moneylender Loan Terms - Different Service Approach

At I-Credit, we believe that everyone deserves a fair deal. Even though we offer loans with the same terms as any other legal moneylender Singapore has to offer, we provide a more humanised approach to lending. If you apply with us, you know you’ll always be treated fairly and with respect.

Unlike other moneylenders who treat customer issues as data and statistics, we take a more personal approach to each client. You won’t just be another number to us. Instead, we’ll work hard to ensure you get the best possible loan solution for your unique situation.

Loan Interest Rates

According to the Ministry of Law, all licensed moneylender in Singapore can charge up to 4% interest per month on their loans. Here’s a detailed breakdown of what you’ll pay back over the course of your loan:

Loan Amount:Term:Interest:Repayment:
$1,0001 Month$40 (4%)$1,040
$2,0001 Month$80 (4%)$2,080
$3,0001 Month$120 (4%)$3,120

Maximum Loan Amount

We know how overwhelming it can be to think about paying off a large sum of money. That’s why we adhere strictly to the Ministry of Law’s customer protection guidelines when determining maximum loan amounts.

Annual Income:Lending availability:
If Annual Income < $20k$3000 or less
If Annual Income > $20kup to x6 Monthly Income

*There will be a small admin fee for all loans.

Location & Operating hours:

I-credit is a licensed moneylender
located beside Aljunied MRT, (EW9).
Walking Distance: 1-2 minutes.


82 Lorong 23 Geylang, Atrix Singapore
(S) 388409

i-Credit’s Operating Hours:

Monday to Friday: 11:00 am – 8:00 pm
Saturday & Sunday: 11:00 am – 4:00 pm
Closed on Public Holiday (“open on selected” call to check)

Phone Number: +65 6222 5222

i-Credit does NOT advertise services through SMS or phonecalls.
Please note that we have only one website & no other branch or location.

Why i-Credit is The Best Moneylender in Singapore

You no longer have to Google search for money lenders near me, i-Credit is your best option to get personal loans. As a private Singapore moneylender, we’ve streamlined our offering to give you the best possible experience, so you don’t waste time on unnecessary services.

Fast Approval

Our fast approval process allows you to get approved within 24 hours. This means you’ll never have to wait around for days while your application sits in limbo.

Easy Application Process

The application process is simple and straightforward. All you need to do is fill out a few details in our loan inquiry form and submit them online. It takes less than 1 minute to complete. Yes, it’s that easy. Jump to Loan Inquiry Form.

Personalised Service

We offer the highest level of personalised service at all times. Our team of experts will guide you through the entire process and answer any questions you may have along the way. We are the best moneylender Singapore has to offer because we want to make sure you get the right kind of loan that suits your needs.

Why Choose I-Credit?

If you must get a loan, you need to go for the best moneylender Singapore can offer. At I-Credit, we strive to deliver the best possible service at all times. We are not only one of the best moneylender in Singapore but also one of the most trusted.

You deserve nothing less than the best. Some companies only focus on the bottom line, but we strive to go above and beyond. Here are some reasons why you should choose us instead of any other Singapore moneylender:

Legal Moneylender Singapore

Before taking a loan from a private moneylender Singapore, you need to verify that they’re legally registered with the government. I-Credit holds a licence from the Registrar of Moneylenders and is on the list of licensed moneylender in Singapore.

1Hour Loan Approval Process

Our fast approval process makes getting a loan quick and painless. In fact, we’ve been so successful that we’ve managed to cut down the time it takes to approve a loan from 3 business days to just 1 hour!

Competitive Interest Rates (4% Monthly)

The interest rate on our loans is competitively priced. This means that you don’t have to worry about paying too much or being charged exorbitant fees.

Easy Repayment Methods 

We understand that life happens. When this happens, you might find yourself unable to repay your loan on time. To help you out, we offer several different repayment methods. These include monthly, weekly, biweekly, and even fortnightly.

Achieving a Higher Credit Score with i-Credit

Your credit score is essential to your financial stability and borrowing power. A higher credit score can lead to better loan terms, lower interest rates, and more opportunities for financial stability. One way to achieve a higher credit score is through i-Credit.

Some reasons why you should aim for a higher credit score:

  • Access to better loan terms: A higher credit score can lead to better loan terms, such as lower interest rates and more extended repayment periods. This can save you money and make it easier to manage your debt.
  • Increased borrowing power: With a higher credit score, you can borrow more money and have more options for lenders and loan products. This can help you achieve your financial goals and cover unexpected expenses.
  • Lower insurance premiums: Some insurance companies use credit scores to determine premiums. With a higher credit score, you can get lower rates on car insurance, homeowner’s insurance, and other policies.
  • Easier approval for rental applications: Landlords may check your credit score when you apply to rent an apartment or house. With a higher credit score, you may have an easier time getting approved and securing a lease.
  • Better job prospects: Some employers check credit scores during the hiring process. With a higher credit score, you may be viewed as a more responsible and reliable candidate.

Opting for an i-Credit loan could be a wise approach to enhance your credit score and accomplish your monetary objectives. Irrespective of whether you’re planning to merge your debts or make a significant purchase, an i-Credit licensed moneylender can pave the way for you.

Frequently Asked Questions

To make sure that you’re dealing with a legitimate moneylender, you need to double-check whether the company is licensed by the government. The easiest way to do this is to check out our list of licensed moneylenders in Singapore.

You can easily find a personal loan in any bank branch or online through an e-moneylending platform. However, since they don’t attend to customer needs personally, it would be better to seek assistance from licensed moneylenders like i-Credit.

Taking a loan from a licensed moneylender in Singapore is better than borrowing from a bank. This is because banks tend to take longer to approve your application compared to licensed moneylenders. However, it boils down to your preference.