Who we are

About us

Why I-Credit?

Altruism: we are constantly looking out for the best interests of our customers

Customer focus: customers are the reason why we work each day. Never an interruption, always a pleasure.

Honesty: if we make a mistake, we admit it; if there is a risk for you, we tell you about it.

Integrity: if we cannot reasonably satisfy your request, we will not take your business. Our goal is to deliver solutions that work for you and for us.

Our Address is 82 Lorong 23 Geylang #05-02, Atrix Singapore 388 409.

Our contact no is +65 6222 5222

Take bus no 40, 62, 63, 80, 100, 125 & 158 to the new address from 1st August 2016.

I-Credit’s New Operating Hours From 1st January 2016.

Monday to Friday: 11:00 am – 8:00 pm
Saturday & Sunday: 11:00 am – 4:00 pm
Closed on Public Holiday

Note: We are open to student, unemployed / no income, ex-bankrupt, bad credit & NSF who is above 21 years old.

Loan Scheme

Approved Stamp

Please take a moment to familiarize yourself with our different loan schemes. We would also be happy to speak to you in person to help you decide which loan is right for you.

Cash Loan

Singapore Notes and Coins

Get the money you need at a competitive low interest rates. There are several different types of Cash Loan to address your needs. Discuss them here.

Testimonials

Writing on paper

We are a Singapore-based Licensed Money Lender and have been in business since 2009. Hear what some of our satisfied customers are saying.

Cash Loans

All income group can apply loan from i-Credit. Contact Us Here!

OUR MONTHLY INTEREST RATE IS STANDARDISE AT 4% PER MONTH

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LOAN UP TO ($) WHEN ANNUAL INCOME LESS THAN $20,000

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LOAN UP TO (MONTHS) FOR ANNUAL INCOME FROM $20K OR MORE

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What we do

Services

money

Cash Loans

Read More
bar-chart

Loan Scheme

  • 4% Interest Rate
  • Fast approval within 1 hour
  • Easy repayment methods

Read More

Cash Loans

money
bar-chart

Loan Scheme

Read More
  • 4% Interest Rate
  • Fast approval within 1 hour
  • Easy repayment methods

Read More

i-Credit does NOT advertise services through SMS or phonecalls.

Please note that we have only one website & no other branch or location.

What our clients say

  • Easy to understand the information given regarding the repayment. Friendly staff and fast approval.

    Miss Tang

    Client

  • The service provided is much better compared with the other money lender that I’ve gone to and the rates are cheaper too.

    Miss Goh

    Clent

  • I-Credit is transparent and acknowledge what they advertise.

    Mr. Chai

    Client

  • Lower interest in the town, friendly staff.

    Mr. Mohan

    Client

  • I-credit is trustworthy.

    Mr. Razif

    Client

  • Good service provided and thanks for the support.

    Mr. Ng

    Client

Loan Enquiry!

FILL IN YOUR APPLICATION BELOW

Our Address

  • 82 Lorong 23 Geylang #05-02, Atrix, Singapore 388409

How to get there

MRT: Aljunied MRT

Bus numbers: 40, 62, 63, 80, 100, 125 & 158

Our Operating Hours

I-Credit’s Operating Hours:
Monday to Friday: 11:00 am – 8:00 pm
Saturday & Sunday: 11:00 am – 4:00 pm
Closed on Public Holiday

FAQ

These Questions are Some of the Doubts From the Borrowers.

These answers are not tailored to each individual but served only as a common guide.

Do contact us for more information to clarify your doubts.

Same day service is one of our hallmarks! Our consultants are trained and have the tools to make loan decisions quickly. Where possible, our customers get their loan on the same day that they apply.

Essential information includes:

  • The total amount you are borrowing
  • The repayment schedule
  • Any additional fees or charges that apply
  • Your ability to repay the loan in full, on time, together with any other existing and foreseeable contractual charges

A loan is a legal and financial commitment. You must be sure that you can repay it according to your loan contract. Check carefully that your income (monthly pay, for example) will cover the loan repayments – as well as any other financial obligations you have, such as rent, other loans or insurance plans.

Make sure you understand what will happen if your payment is late or if you cannot pay. Be sure that you know when and how late payment fees or other exceptional charges are applied. Ask us to explain any items that are not clear to you, in language that you understand. Read the printed loan contract we provide before signing.

Below are i-Credit’s unsecured loans;

– Up to $3,000, if your annual income is less than $20,000;
– Up to 6 months’ income, if your annual income is $20,000 or more.
– We are open to student, ex-bankrupt & bad credit & NSF who is above 21 years old.
 
Note: We are referring to Singapore currency in all our web pages in iCredit.com.sg.
You can compare interest rates, but be sure to compare ‘like with like’. The APR or annual percentage rate is a standard way of comparing loans. Interest rates are also calculated using the terms and conditions of the loan agreement. Always read the “Note of Contract” carefully to understand these. Ask us to explain anything that is not clear to you, in language that you understand.
Contractual and effective interest rates are often different. The effective rate is what you pay in reality. It may be higher than the contractual rate. Ask us to show you how to calculate the effective interest rate and the repayment of the original amount of the loan (the ‘principal’) plus the interest.
Check the Registry of Moneylenders. You can check the updated list of licensed moneylenders here.
At I-Credit, we take into account a person and his or her situation, not just a credit score. We have different solutions that may provide the loan that you seek. Speak to one of our consultants today for a confidential review of your situation and possibilities open to you.
As above, at I-Credit we look at an individual. If you are just starting your credit history, I-Credit can also help you to build your credit score. Contact us today and find out how!    
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