i-Credit Pte Ltd

Cash Loans

Cash loans and personal loans may be offered in different ways. Availability will depend on your situation and ability to repay your loan.

 As a licensed moneylender, any loan is provided with an additional cost to you. This is the interest you pay on your loan. By law, the obligations and restrictions concerning a loan must be stated in the contract for the loan.

Read our FAQ for more information for borrowers.

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Cash Loan and Personal Loan Interest Rate

– Up to $3,000, if your annual income is less than $20,000 (any income is welcome);
– Up to 2 months’ income, if your annual income is $20,000 or more but less than $29,999;
– Up to 4 months’ income, if your annual income is $30,000 or more but less than $120,000; and
– Any amount, if your annual income is $120,000 or more.

Loan AmountTermInterestRepayment
$1,0001 Month$40 (4%)$1,040
$2,0001 Month$80 (4%)$2,080
$3,0001 Month$120 (4%)$3,120
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