List of Licensed Money Lender in Singapore

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List of Licensed Money Lender in Singapore

This blog post consist of the complete list of 156 licensed money lender / credit companies operating in Singapore that’s verified by the Ministry of Law (Updated on 1st October 2020).

Note: UEN numbers are included in the list.

We provide urgent loans for your financial needs from home renovation, to having a loved one in need. We do not discriminate, we understand having monetary needs is unavoidable.
We are here to help you through with it, best we can.

Why Lend With I-credit?

  • Less than < 1 Minute Inquiry Process
  • We get back to you in one (1) business day
  • Open to student, unemployed / no income, ex-bankrupt, bad credit & NSF who is above 21 years old.

Our Operating Hours:

Monday to Friday:
11 am – 8 pm.
Saturday to Sunday:
11 am – 4 pm.
Open on some
Public Holidays.

Phone no:
+65 6222 5222

Location:
82 Lorong 23 Geylang
#05-02 Atrix Singapore,
Singapore 388409

Walking Distance: 
1 min from Aljunied MRT.

Note: We are referring to Singapore currency in all our web pages in iCredit.com.sg.

Simply use the “Search:” function and type in the area or even the registered company name of the licensed money lender in Singapore. We hope this post has helped you.

For a list of licensed moneylenders that’s open on Sunday, click here.

Please do your due diligence when engaging licensed moneylenders in Singapore.

List of Licensed Money Lender (Updated on 1st Oct 2020)

S/No.Business NameBusiness AddressLicence No.Landline numberBusiness Url
11 2 LEND PTE. LTD.1, PARK ROAD,
#01-83/84, PEOPLE’S PARK COMPLEX,
SINGAPORE 059108
72/202064930160www.12lend.sg
2101 CREDIT PTE. LTD.101, UPPER CROSS STREET, #01-24, PEOPLE’S PARK CENTRE,
SINGAPORE 058357
29/202062381018N.A.
31133
MONEYLENDERS PTE. LTD.
262, BALESTIER ROAD,
#01-02, OKIO,
SINGAPORE 329714
119/202065561133https://www.1133moneylenders.sg
41AP CAPITAL PTE. LTD.10, ANSON ROAD,
#01-38A, INTERNATIONAL PLAZA, SINGAPORE 079903
41/202065335335https://1apcapital.sg
51ST CAPITAL PTE. LTD.304, ORCHARD ROAD, #04-1A/2, LUCKY PLAZA, SINGAPORE 2388634/202067347700www.1stcapital.com.sg
61ST CREDIT SG PTE. LTD.149, ROCHOR ROAD,
#01-07, FU LU SHOU COMPLEX, SINGAPORE 188425
103/202062665422https://www.moneylenderhub.com/
71ST LG CREDIT PTE. LTD.16, KERBAU ROAD,
#02-01,
SINGAPORE 219155
75/202062996654www.moneylenderpro.com
8365 CREDIT SOLUTIONS PTE LTD14, SCOTTS ROAD,
#03-64, FAR EAST PLAZA, SINGAPORE 228213
12/202062225500https://www.365credit.com.sg/
996BM CREDIT PTE. LTD.302, UBI AVENUE 1,
#01-31,
SINGAPORE 400302
53/202062935851cashloansingapore.com.sg
10A1 CREDIT SG PTE. LTD.2, HAVELOCK ROAD,
#02-08, HAVELOCK2,
SINGAPORE 059763
23/202063360833https://www.a1credit.sg/
11ABI CREDIT PTE LTD185, TOA PAYOH CENTRAL, #01-320,
SINGAPORE 310185
16/202063379719https://www.abicredit.sg
12ABK LEASING PTE. LTD.13, NORTH BRIDGE ROAD,
#01-3984, GOLDEN BEACH VISTA, SINGAPORE 190013
70/202062242224N.A.
13ABM CREDITZ SINGAPORE PTE. LTD.1, PARK ROAD,
#01-12, PEOPLE’S PARK COMPLEX,
SINGAPORE 059108
71/202067373392https://www.abmcreditz.com.sg
14ACCREDIT PTE. LIMITEDI:
503, TAMPINES CENTRAL 1,
#01-315,
SINGAPORE 520503
II:
1187, UPPER SERANGOON ROAD,
#01-15, THE MIDTOWN,
SINGAPORE 533971
III:
18, JALAN MEMBINA,
#01-04, TIONG BAHRU COURT, SINGAPORE 164018
IV:
743, YISHUN AVENUE 5,
#01-548, NEE SOON CENTRAL SPRING,
SINGAPORE 760743
50/202062192662https://www.accreditloan.com
15ADVANCE CASH CREDIT PTE. LTD.304, ORCHARD ROAD, #04-12/13, LUCKY PLAZA, SINGAPORE 23886380/202062500848https://www.advancecashcreditonline.com.sg
16AERO CREDIT PTE. LTD.810, GEYLANG ROAD,
#02-59, CITY PLAZA,
SINGAPORE 409286
86/202068414355https://www.aerocredit.com.sg/
17AK CREDIT CORPORATION PTE. LTD.2, HAVELOCK ROAD,
#01-16, HAVELOCK2,
SINGAPORE 059763
155/201965359989Www.akcredit.com.sg
18AKB CREDIT PTE. LTD.69, JALAN BESAR,
SINGAPORE 208815
69/202062386116www.akbmoneylenders.com.sg
19ALLES AUTOS CREDIT PTE. LTD.133, NEW BRIDGE ROAD, #01-34, CHINATOWN POINT,
SINGAPORE 059413
116/202065330300www.allesautoscredit.com
20ALPHA 8 PTE. LTD.449, CLEMENTI AVENUE 3,
#01-265,
SINGAPORE 120449
52/202067333081www.alpha8.com.sg
21ANDAL ENTERPRISE PTE. LTD.50, TAGORE LANE,
#04-11A2, ENTREPRENEUR CENTRE,
SINGAPORE 787494
55/202069705602N.A
22AR CREDITZ PTE. LTD.2, HAVELOCK ROAD,
#01-21, HAVELOCK2,
SINGAPORE 059763
107/202064633302N.A.
23ART CREDIT PTE. LTD.238A, SERANGOON ROAD, #02,
SINGAPORE 218085
54/202062922448N.A
24AVIS CREDIT (SG) PTE. LTD.185, TOA PAYOH CENTRAL, #01-344,
SINGAPORE 310185
42/202068832017https://avismoneylender.com.sg
25BAN KING CREDIT
(S) PTE. LTD.
705, ANG MO KIO AVENUE 8,
#01-2563,
SINGAPORE 560705
76/202067437701https://www.sgmoneylender.sg
26BEST CREDIT SG PTE. LTD.372, BUKIT BATOK STREET 31,
#01-374, (Level 2),
SINGAPORE 650372
131/202062725538https://www.bestcredit.sg
27BLISS CREDIT PTE. LTD.11, COLLYER QUAY,
#03-24, THE ARCADE,
SINGAPORE 049317
148/201963271334www.blisscredit.com.sg
28BST CREDIT PTE. LTD.131, JURONG GATEWAY ROAD, #01-251,
SINGAPORE 600131
149/201962991782https://www.bstcredit.com.sg
29BTB CREDITZ PTE. LTD.810, GEYLANG ROAD, #01-05/14, CITY PLAZA, SINGAPORE 409286101/202067487875https://www.btbcreditz.com.sg
30BUGIS CREDIT PTE LTD470, NORTH BRIDGE ROAD, #02-12, BUGIS CUBE,
SINGAPORE 188735
30/202063459123https://www.bugiscredit.sg/
31CAPITAL FUNDS INVESTMENTS PTE. LTD.65, UBI CRESCENT,
#06-07, HOLA CENTRE,
SINGAPORE 408559
165/201962817736www.loancfi.com.sg
32CASH CHECK SINGAPORE PTE. LTD.726, ANG MO KIO AVENUE 6,
#01-4166,
SINGAPORE 560726
120/202065381742www.cashcheck.com.sg
33CASH DIRECT PTE. LTD.1187, UPPER SERANGOON ROAD,
#01-16, THE MIDTOWN,
SINGAPORE 533971
93/202066351300https://www.cashdirect.sg
34CASH MART PTE. LTD.277, BALESTIER ROAD,
SINGAPORE 329726
182/201963974111www.cashmart.sg
35CASHMAX CREDIT PTE. LTD.810, GEYLANG ROAD,
#01-56, CITY PLAZA,
SINGAPORE 409286
74/202062215480www.cashmax.com.sg
36CRAWFORT PTE. LTD.1, NORTH BRIDGE ROAD,
#01-35, HIGH STREET CENTRE, SINGAPORE 179094
87/202062911232www.crawfort.com
37CREDIT 21 PTE. LTD.10, ANSON ROAD,
#01-07, INTERNATIONAL PLAZA,
SINGAPORE 079903
57/202062211811https://www.credit21.com.sg
38CREDIT 89 (SG) PTE. LTD.200, JALAN SULTAN,
#04-21B, TEXTILE CENTRE, SINGAPORE 199018
179/201963980909N.A
39CREDIT ASSIST PTE. LTD.101, UPPER CROSS STREET, #01-15, PEOPLE’S PARK CENTRE,
SINGAPORE 058357
24/202065678869N.A.
40CREDIT CULTURE PTE. LTD.31A, KEONG SAIK ROAD, SINGAPORE 08913868/202069217300https://creditculture.sg
41CREDIT EMPIRE ENTERPRISE PTE. LTD.1, PARK ROAD,
#01-16, PEOPLE’S PARK COMPLEX,
SINGAPORE 059108
27/202067337018https://creditempire.sg/
42CREDIT EXCEL CAPITAL PTE. LTD.192, WATERLOO STREET,
#6F-03-05, SKY LINE BUILDING, SINGAPORE 187966
114/202063370055www.quickmoney.sg
43CREDIT HUB CAPITAL PTE. LTD.190, MIDDLE ROAD,
#10-01A, FORTUNE CENTRE, SINGAPORE 188979
134/202063385115https://credithubcapital.sg
44CREDIT KING PTE. LTD.101, UPPER CROSS STREET, #01-27, (PART)& #B1-49 PEOPLE’S PARK CENTRE, SINGAPORE 05835739/202062221788N.A.
45CREDIT MATTERS PTE. LTD.801, GEYLANG ROAD,
#02-01,
SINGAPORE 389681
84/202066363233https://www.creditmatters.com.sg
46CREDIT THIRTY3 PTE. LTD.304, ORCHARD ROAD,
#02-88, LUCKY PLAZA,
SINGAPORE 238863
1/202062922931www.creditthirty3.com.sg
47CREDIT XTRA PTE. LTD.101, UPPER CROSS STREET, #B1-69, PEOPLE’S PARK CENTRE,
SINGAPORE 058357
98/202063388829www.creditxtra.com.sg
48CREDITMASTER PTE. LTD.1, PARK ROAD,
#01-50, PEOPLE’S PARK COMPLEX,
SINGAPORE 059108
37/202067481338https://www.creditmaster.sg
49DIO CREDIT PTE. LTD.704, ANG MO KIO AVENUE 8,
##01-2545,
SINGAPORE 560704
150/201963966215www.diocredit.com.sg
50ELITE INVESTMENT & CREDIT PTE. LTD.799, GEYLANG ROAD,
#01-01,
SINGAPORE 389680
81/202069707161www.elitemoneylenders.com
51EMPIRE GLOBAL PTE. LTD.513, BISHAN STREET 13,
#01-514,
SINGAPORE 570513
36/202062591883https://www.applypersonalloans.sg
52EMVERTEX CREDIT (SG) PTE. LTD.200, JALAN SULTAN,
#02-33, TEXTILE CENTRE,
SINGAPORE 199018
151/201962916868www.emvertexcredit.com
53EXCEL CREDIT (PTE.) LTD.BLK 449, CLEMENTI AVENUE 3,
#01-241, (PLOT B),
SINGAPORE 120449
3/202062202937www.excelcredit.sg
54EZ LOAN PTE. LTD.I:
3, BEACH ROAD,
#01-4853, BEACH ROAD GARDENS, SINGAPORE 190003
II:
1, TANJONG PAGAR PLAZA, #02-49,
SINGAPORE 082001
21/202062222529https://www.ezloan.com.sg
55EZ PTE. LTD.765, GEYLANG ROAD,
SINGAPORE 389663
18/202064400822https://www.ezmoneylender.com.sg
56FAST MONEY PTE. LTD.I:
101, YISHUN AVENUE 5,
#01-35,
SINGAPORE 760101
II:
505, TAMPINES CENTRAL 1,
#01-341,
SINGAPORE 520505
135/202062244749https://fastmoney.com.sg/
57FONG CHIN CAPITAL PTE. LTD.129, BEDOK NORTH STREET 2,
#01-42,
SINGAPORE 460129
108/202064455022https://www.fongchincapital.com.sg
58FORTUNE CREDIT PTE. LTD.470, NORTH BRIDGE ROAD, #02-01A, BUGIS CUBE, SINGAPORE 18873533/202067771887https://www.fortunecredit.com.sg/
59GAIN CREDIT PTE. LTD.807, YISHUN RING ROAD, #01-4197,
SINGAPORE 760807
172/201964380113www.gaincredit.com.sg
60GALAXY CREDIT AND INVESTMENTS PTE LTD709, ANG MO KIO AVENUE 8,
#01-2595,
SINGAPORE 560709
181/201964382322https://galaxycredit.com.sg/
61GM CREDITZ PTE. LTD.111, NORTH BRIDGE ROAD, #01-41, PENINSULA PLAZA,
SINGAPORE 179098
102/202065881886https://www.gmcreditz.com.sg/
62GOLD ALLIANZE CAPITAL PRIVATE LIMITED1, ROCHOR CANAL ROAD, #01-03, SIM LIM SQUARE, SINGAPORE 18850443/202063386956https://www.goldallianze.com.sg
63GOLDEN CREDIT
(S) PTE. LTD.
101, UPPER CROSS STREET, #01-05F, PEOPLE’S PARK CENTRE,
SINGAPORE 058357
38/202062241300www.goldencredit.com.sg
64GOLDSTAR CREDIT PTE. LTD.I:
183, TOA PAYOH CENTRAL, #01-254,
SINGAPORE 310183
II:
1187, UPPER SERANGOON ROAD,
#01-21, THE MIDTOWN,
SINGAPORE 533971
133/202063840088https://goldstarcredit.co/
65GS CREDIT PTE. LTD.1, GATEWAY DRIVE,
#06-08, WESTGATE,
SINGAPORE 608531
109/202065630321www.Jurongmoneylender.sg
66GT CREDIT PTE. LTD.178, TOA PAYOH CENTRAL, #01-202,
SINGAPORE 310178
15/202067428154https://www.gtcredit.com.sg
67GV CREDIT PTE LTD101, JOO CHIAT ROAD, GV BUILDING, SINGAPORE 427395110/202063450233N.A.
68HAPPY CASH PTE. LTD.465, NORTH BRIDGE ROAD, #01-5083,
SINGAPORE 191465
20/202062914312https://lowinterestloan.com.sg
69HERSING CREDIT PTE LTD21, TAMPINES STREET 92, #05-00, H C DESIGN CENTRE, SINGAPORE 528891122/202062722000N.A.
70HHL CREDIT PTE. LTD.1, ROCHOR CANAL ROAD, #01-04, SIM LIM SQUARE, SINGAPORE 18850413/202067321998https://hhlcreditpl.com/
71HMS CREDIT PTE LTD1, SOPHIA ROAD,
#03-39, PEACE CENTRE,
SINGAPORE 228149
89/202063339061www.hmsmoney.com
72HORISON CREDIT PTE. LTD.1, PARK ROAD,
#01-15, PEOPLE’S PARK COMPLEX,
SINGAPORE 059108
7/202068442902https://www.horisonmoneylender.com.sg
73HS CREDIT PTE. LTD.3, COLEMAN STREET,
#04-32, PENINSULA SHOPPING COMPLEX,
SINGAPORE 179804
51/202063377782N.A.
74HUP HOE CREDIT PTE. LTD.1, ROCHOR CANAL ROAD, #01-01, SIM LIM SQUARE, SINGAPORE 188504105/202062549441https://www.huphoecredit.com.sg/
75I-CREDIT PTE. LTD.82, LORONG 23 GEYLANG,
#05-02, ATRIX,
SINGAPORE 388409
106/202062225222www.icredit.com.sg
76IFS CONSUMER SERVICES PRIVATE LIMITED10, EUNOS ROAD 8,
#09-04, SINGAPORE POST CENTRE,
SINGAPORE 408600
85/202063030306https://www.fridayfinance.sg/
77IGNIS MONTIS PTE. LTD.184, TOA PAYOH CENTRAL, #01-352,
SINGAPORE 310184
65/20206569777272https://ignismontis.com.sg
78IP CREDIT PTE. LTD.185, TOA PAYOH CENTRAL, #01-332,
SINGAPORE 310185
82/202062228993https://ipcredit.sg/
79JD CREDIT PTE. LTD.531, UPPER CROSS STREET, #01-38, HONG LIM COMPLEX, SINGAPORE 05053144/202062927717https://jdcredit.com.sg/
80JEFFLEE CREDIT PTE. LTD.131, JURONG GATEWAY ROAD, #01-261,
SINGAPORE 600131
115/202065155969https://www.jeffleecredit.com.sg
81JML CREDIT PTE. LTD.756, UPPER SERANGOON ROAD, #04-13, UPPER SERANGOON SHOPPING CENTRE, SINGAPORE 53462645/202062821135N.A.
82JNB CREDIT PTE. LTD.175, BENCOOLEN STREET,
#01-25, BURLINGTON SQUARE,
SINGAPORE 189649
40/202065541857N.A.
83JOTHI MONEYLENDER PTE. LTD.5001, BEACH ROAD,
#07-63, GOLDEN MILE COMPLEX, SINGAPORE 199588
77/202062982511N.A.
84JR CREDIT (S) PTE. LTD.304, ORCHARD ROAD,
#02-14, LUCKY PLAZA,
SINGAPORE 238863
34/202067373022www.jrcredit.sg
85KAIIRON PTE. LTD.111, NORTH BRIDGE ROAD, #05-15A, PENINSULA PLAZA, SINGAPORE 17909858/202062621813www.kaiiron.com
86KARTHIK MONEY LENDING PTE. LTD.238, SERANGOON ROAD,
SINGAPORE 218085
61/202062918194N.A.
87KATONG CREDIT PTE. LTD.304, ORCHARD ROAD, #02-30/31, LUCKY PLAZA, SINGAPORE 23886310/202062912210https://www.katongcredit.com.sg
88KBB CREDIT SD PRIVATE LIMITED111, NORTH BRIDGE ROAD, #01-35, PENINSULA PLAZA,
SINGAPORE 179098
130/202062556998https://kbbcredit.sg/
89KHALON & GILL MONEYLENDERS PTE. LTD.1, NORTH BRIDGE ROAD,
#B1-25-A, HIGH STREET CENTRE, SINGAPORE 179094
152/201963921251N.A.
90KIM ENG FINANCE (SINGAPORE) PTE LTD50, NORTH CANAL ROAD, #03-01,
SINGAPORE 059304
97/202062315113N.A.
91KR RM RAMASAMY PTE. LTD.238A, SERANGOON ROAD, SINGAPORE 218085170/201962925506N.A
92KST CREDIT PTE. LTD.220, ORCHARD ROAD,
#01-01, MIDPOINT ORCHARD,
SINGAPORE 238852
96/20206562555225https://www.kstcredit.sg
93LENDING BEE PTE. LTD.I:
14, SCOTTS ROAD,
#02-44/45, FAR EAST PLAZA, SINGAPORE 228213
II:
190, LORONG 6 TOA PAYOH,
#01-548,
SINGAPORE 310190
III:
213, BEDOK NORTH STREET 1,
#01-111,
SINGAPORE 460213
IV:
135, JURONG GATEWAY ROAD, #01-335,
SINGAPORE 600135
73/202062191611https://www.lendingbee.com.sg
94LIAN FONG CAPITAL PTE. LTD.96, JALAN JURONG KECHIL, SINGAPORE 598599126/202064683948N.A.
95MAGNUS CREDIT PTE. LTD.301, UBI AVENUE 1,
#01-279,
SINGAPORE 400301
25/202063389891www.magnuscredit.com.sg
96MAJESTIC CREDIT PTE. LTD.101, UPPER CROSS STREET, #01-26B/G, PEOPLE’S PARK CENTRE,
SINGAPORE 058357
5/20206567772772https://www.majesticcredit.com.sg/
97MAX CREDIT PTE. LTD.1, SOPHIA ROAD,
#02-05, PEACE CENTRE,
SINGAPORE 228149
99/202063364144https://www.maxcredit.sg
98MM CREDIT PTE. LTD.217, BEDOK NORTH STREET 1,
#01-63,
SINGAPORE 460217
9/202062262207www.mmcredit.com.sg
99MONETIUM CREDIT (S) PTE. LTD.10, JALAN BESAR,
#01-01, SIM LIM TOWER, SINGAPORE 208787
177/20196567777775www.monetiumcredit.com.sg
100MONEYPLUS CAPITAL PTE. LTD.371, BEACH ROAD,
#01-03, CITY GATE,
SINGAPORE 199597
17/202065918860www.moneyplus.com.sg
101MOTOR-WAY CREDIT PTE LTD1094, LOWER DELTA ROAD, MOTORWAY BUILDING, SINGAPORE 169205121/202064662200https://motorway.com.sg/
102MWA CAPITAL PTE. LTD.3, PHILLIP STREET,
#13-01, ROYAL GROUP BUILDING, SINGAPORE 048693
127/202065572275www.mwacapital.com.sg
103NEW ERA CREDIT
(S) PTE. LTD.
50, EAST COAST ROAD, #02-58, ROXY SQUARE,
SINGAPORE 428769
90/202063458801N.A.
104OASIS CREDIT SERVICES PTE. LTD.442, CLEMENTI AVENUE 3,
#01-87,
SINGAPORE 120442
66/202067771121https://moneyloans.com.sg/
105ON LINE CREDIT PTE LTDBLK 210, NEW UPPER CHANGI ROAD,
#01-731, (HALF PORTION ONLY), SINGAPORE 460210
11/202064459166www.onlinecredit.com.sg
106ORANGE CREDIT PTE. LTD.810, GEYLANG ROAD,
#01-91, CITY PLAZA,
SINGAPORE 409286
79/202067482320https://orangecredit.com.sg
107OT CREDIT PTE. LTD.135, JURONG GATEWAY ROAD, #01-323,
SINGAPORE 600135
104/202062920119Www.otcredit.com.sg
108PERIAKARUPPAN CHETTIAR PTE. LTD.77, HIGH STREET,
#09-15, HIGH STREET PLAZA, SINGAPORE 179433
60/202066816494www.periakaruppanchettiar.com.sg
109PHILLIP CREDIT PTE. LTD.250, NORTH BRIDGE ROAD, #06-00, RAFFLES CITY TOWER, SINGAPORE 179101112/20206565216858N.A.
110PIT-STOP CREDIT (SG) PTE. LTD.200, JALAN SULTAN,
#02-27A, TEXTILE CENTRE, SINGAPORE 199018
62/202062971909www.pitstopcredit.com.sg
111PLATINUM CREDIT PTE. LTD.1, COLEMAN STREET,
#01-11, THE ADELPHI,
SINGAPORE 179803
129/202063330888www.platinumcredit.com.sg
112POWER CREDIT ENTERPRISE PTE. LTD.1, TRAS LINK,
#01-11, ORCHID HOTEL,
SINGAPORE 078867
169/201962865389Www.powercredit.com.sg
113PR VR CAPITAL PTE. LTD.77, HIGH STREET,
#09-15, HIGH STREET PLAZA, SINGAPORE 179433
48/202063380807www.prvrcapital.com.sg
114PRIME MOTOR & LEASING PTE. LTD.61, UBI AVENUE 2,
#01-03, AUTOMOBILE MEGAMART, SINGAPORE 408898
124/202067419292N.A.
115PROSPER CREDIT PTE. LTD.186, TOA PAYOH CENTRAL, #01-420,
SINGAPORE 310186
95/202062262320N.A.
116QIANNOW PTE. LTD.60, PAYA LEBAR ROAD,
#07-32, PAYA LEBAR SQUARE, SINGAPORE 409051
88/202063878623www.qiannow.com
117QUICK CREDIT PTE LTD2, JURONG EAST STREET 21, #04-01A, IMM BUILDING, SINGAPORE 60960128/202068996188https://www.quickcredit.com.sg
118QUICKLOAN PTE. LTD.10, ANSON ROAD,
#01-15, INTERNATIONAL PLAZA,
SINGAPORE 079903
59/202062231788https://www.quickloan.com.sg
119QV CREDIT PTE. LTD.175A, BENCOOLEN STREET, #11-08, BURLINGTON SQUARE,
SINGAPORE 189650
83/202068357775www.qvcredit.sg
120R2D CREDIT PTE. LTD.BLK 846, YISHUN RING ROAD, #01-3661,
SINGAPORE 760846
14/202066351595www.r2dcredit.com
121RAFFLES CREDIT PTE LTD17A, CIRCULAR ROAD, SINGAPORE 04937331/202062351788https://www.rafflescredit.com.sg/
122RJS CREDIT PTE. LTD.77, HIGH STREET,
#04-06, HIGH STREET PLAZA, SINGAPORE 179433
46/202063394022N.A.
123RM CREDIT PTE. LTD.2, HAVELOCK ROAD,
#01-17, HAVELOCK2,
SINGAPORE 059763
175/201962355335https://www.rmcredit.com.sg
124RM R CREDIT PTE. LTD.29A, UPPER DICKSON ROAD, SINGAPORE 20748835/202063960676N.A.
125S G CREDIT PTE. LTD.33D, BENOI ROAD, #03-00, PIONEER LOT,
SINGAPORE 627788
92/202062615044N.A.
126S P CREDIT PTE. LTD.43A, CAMPBELL LANE, #02-00,
SINGAPORE 209915
67/202062916396N.A.
127S.E. INVESTMENT PTE. LTD.100, EUNOS AVENUE 7,
#03-25, SAN TEH INDUSTRIAL BUILDING,
SINGAPORE 409572
160/201965693957https://www.seinvestment.com.sg
128SANDS CREDIT PTE. LTD.175, BENCOOLEN STREET,
#01-06, BURLINGTON SQUARE,
SINGAPORE 189649
128/202062250268https://www.sandscredit.com.sg
129SGP CREDIT SINGAPORE PTE. LTD.133, JURONG GATEWAY ROAD, #01-299,
SINGAPORE 600133
8/202064661157https://www.sgpcredit.com.sg/
130SHANMUGAN MONEYLENDER PTE. LTD.10, JALAN BESAR,
#13-05A, SIM LIM TOWER, SINGAPORE 208787
63/202062978574N.A.
131SIGHAPPI ACHI MONEYLENDER (SG) PTE. LTD.18, HOWARD ROAD,
#11M-02, NOVELTY BIZCENTRE, SINGAPORE 369585
49/202063417450N.A.
132SINCERE MONEYLENDER PTE. LTD.13 , JALAN BESAR, (LEVEL 1 ONLY),
SINGAPORE 208789
100/202062852261N.A.
133SINGA CREDIT PTE LTD470, NORTH BRIDGE ROAD, #02-01, BUGIS CUBE,
SINGAPORE 188735
132/202066946166www.singacredit.com
134SKM CREDIT PTE. LTD.185, TOA PAYOH CENTRAL, #01-334,
SINGAPORE 310185
22/202063365148www.skmcredit.sg
135SME CARE PTE. LTD.5, JALAN KILANG BARAT, #07-02, PETRO CENTRE,
SINGAPORE 159349
111/202062710023https://www.smecare.com.sg
136SOON SENG CREDIT PTE. LTD.1, Park Road,
#1-21, People’s Park Complex, SINGAPORE 059108
47/202062925693www.soonsengml.com
137SU CREDIT PTE. LTD.175, BENCOOLEN STREET,
#01-36, BURLINGTON SQUARE,
SINGAPORE 189649
118/202066365644www.sucredit.com.sg
138SUMO CREDIT PTE. LTD.190, MIDDLE ROAD,
#02-06, FORTUNE CENTRE,
SINGAPORE 188979
6/202063360766https://sumo.com.sg
139SWIFT CREDIT PTE. LTD.1, SOPHIA ROAD,
#01-37, PEACE CENTRE,
SINGAPORE 228149
171/201963830418www.swiftcredit.sg
140SYNERGY CREDIT PTE. LTD.140, UPPER BUKIT TIMAH ROAD, #02-18, BEAUTY WORLD PLAZA, SINGAPORE 588176178/201964660049www.syncredit.com
141TAN & JIANG ENTERPRISE PTE. LTD.201D, TAMPINES STREET 21, #03-1155,
SINGAPORE 524201
19/202067866098N.A.
142THE MONEYLENDERS PTE. LTD.7A, TECH PARK CRESCENT, SINGAPORE 637839123/20206568625254N.A.
143TKM CREDITZ PTE. LTD.43A, CAMPBELL LANE, #02-00,
SINGAPORE 209915
26/202062938523N.A.
144TRADITION CREDIT CO PTE LTD205, BEDOK NORTH STREET 1,
#01-371,
SINGAPORE 460205
154/201968469108https://www.traditioncredit.com.sg/
145TRILLION CREDIT SOLUTIONS PTE. LTD.I:
101, UPPER CROSS STREET, #01-26/A, PEOPLE’S PARK CENTRE,
SINGAPORE 058357
II:
304, ORCHARD ROAD,
#02-12,
SINGAPORE 238863
176/201965090111www.trillioncredit.com.sg
146TUR MOHAR MONEY LENDING PTE. LTD.5001, BEACH ROAD,
#07-39, GOLDEN MILE COMPLEX, SINGAPORE 199588
56/202062942219N.A.
147U CREDIT (PTE.) LTD.180, BENCOOLEN STREET,
#01-19, THE BENCOOLEN,
SINGAPORE 189646
180/201963371768https://ucredit.sg/
148UK CREDIT (S) PTE. LTD.210, NEW UPPER CHANGI ROAD, #01-723,
SINGAPORE 460210
64/202064487448www.ukcredit.sg
149UNILINK CREDIT PTE. LTD.35, SELEGIE ROAD,
#10-27, PARKLANE SHOPPING MALL,
SINGAPORE 188307
174/201963380690https://www.unilinkcredit.com.sg
150UNIQCASH PTE. LTD.7A, TRENGGANU STREET, SINGAPORE 05846132/202069103483https://www.uniqcash.sg/
151UNITED CREDIT PTE. LTD.275, THOMSON ROAD,
#01-21, NOVENA REGENCY,
SINGAPORE 307645
78/202062220227www.unitedcredit.com.sg
152UNLIMITED FINANCE PTE. LTD.162, BUKIT MERAH CENTRAL, #01-3541,
SINGAPORE 150162
173/201962994666www.unlimitedfinance.com.sg/
153VERA CAPITAL PTE. LTD.302, UBI AVENUE 1, #01-33B, SINGAPORE 400302117/202067411011vera.com.sg
154VM CREDIT PTE. LTD.261, WATERLOO STREET,
#01-31, WATERLOO CENTRE,
SINGAPORE 180261
113/202064811788https://www.valuemax.com.sg/moneylending
155WAH LEONG COMPANY (PRIVATE) LIMITED339, JALAN BESAR,
SINGAPORE 208984
2/202062970433N.A.
156WINZ CREDIT PTE. LTD.I:
153, SERANGOON NORTH
AVENUE 1,
#01-530,
SINGAPORE 550153
II:
BLK 124, LORONG 1 TOA PAYOH,
#01-467,
SINGAPORE 310124
125/202062526696N.A.

Guidelines Licensed Money Lenders Must Adhere to According to The Ministry of Law

Borrowers are protected in Singapore because the ministry of law has set strict jurisdictions and guidelines that money lenders must abide by. The licensed money lender guidelines were established in 2015 and any financial loaning company that doesn’t adhere to these rules will face the law.

It’s vital to know the laws that govern these establishments so you can avoid selecting a fraudulent money lender. Below are the guidelines that all licensed moneylenders must abide by;

Interest Rate on Loans

Interest rate on loans must never be higher than 4%. Therefore interest rates are determined according to the balance interest rates.

Compound Interest Rate

Licensed moneylenders are permitted to using compound interest for outstanding principle ONLY.

Laws on Administrative Fees

Licensed moneylenders in Singapore are only permitted to charge administrative fees on loans and it must never exceed 10% of the principal loan amount. The administrative fee is charged immediately once your loan has been approved and so there should be no extra charges afterwards.

Late Fee Payments

People who loan money in Singapore will still get charged for late fees but the loan amount is not allowed to exceed $60. Additionally, late interest on repayment fees will not exceed the four percentage rate.

Unpaid or Late Repayments

Borrowers will only be charged interest on late or unpaid repayments. There should be no interest charge on fees that have already been paid.

Total Fees Charged

The total amount charged for admin, interest rates and late repayments fees will not exceed the principal amount of the loan you’ve been approved for. Ensure that you read your loan application thoroughly to ensure the licensed moneylenders in Singapore are abiding by these regulations.

If you feel that the money lenders have not adhered to the mentioned guidelines, you have full rights to contact the Ministry of Law to report them.

How to Select the Best Personal Loan Moneylenders

It can be difficult selecting the best personal loan money lenders because there are many aspects you must consider first before signing up with a loaning company. Here are a few key features you must look at first before opting for a money lender.

Are They Accredited and Licensed?

You are at risk of being exploited if you’re working with unlicensed money lenders in Singapore. There’s also a potential risk of experiencing poor customer service from unlicensed moneylenders, which is frustrating and can result in financial struggles.

Reputable licensed moneylenders will prove the legitimacy of their business through being licensed whether it’s a PTE LTD or public business. Furthermore, a licensed moneylender has earned their permit by meeting the conditions set by the government for personal loan companies. Therefore you’ll be loaning legal money.

All the loan products that the licensed moneylenders offer must adhere to the legal Singapore guidelines. What’s more, if you are having problems with the lender you can contact the authorities because they have a comprehensive list of licensed moneylenders.

The accreditation is given to moneylenders from The Ministry of Law through the Registry of Moneylenders Singapore. These companies are qualified and recognised by the law so it’s imperative that you only take out personal loans with licensed moneylenders.

The Fees they Charge

All licensed moneylenders in Singapore will charge you for personal loan services. Before opting for a personal loan, check the fees the establishment charges. These lenders set their own amounts so you may want to compare prices of each money lending institute you’re researching. This is so you can select the services of a lender that offers the best pricing on the loan agreement.

All the fees and interest rate have to be stated on your loan application form.

Does The Licensed Moneylender Have an Excellent Reputation?

You don’t want to work with licensed moneylenders that has poor customer reviews. There is a reason clients aren’t happy with the services from some lenders. This could be because the business refuses to answer phone calls when there’s a need for assistance or they exploit their clients.

You can find out a lot about a loan company if you do extensive research online. To find the best one simply look for a registry of moneylenders in Singapore and see what people are saying about these establishments.

Although you may be in an emergency and you need fast cash, it’s important to find a lender who provides top-notch services to save you hassle & frustration.

Here are three aspects to research when looking at a money lender.

1. Experience

If you want excellent customer service then look at the lender’s experience in the industry. Moneylenders who’ve been in the industry for many years have perfected their workflow so that everything runs like clockwork.

Loan officers who’ve already been established won’t try to exploit you because they’ve already established themselves and so they want to protect their reputation. Not adhering to laws and taking advantage of clients can be detrimental to their business. Hence, you should opt for a loan officer who has been in the industry for many years.

2. Excellent Documentation

You must have extensive proof of all the information on the loan you’ve taken out. This means you must have a copyright document that you can keep in case you have a dispute with the lender.

Make sure the licensed moneylenders act and rules are stipulated in the document as well as the following:

  • Loan amounts
  • Payment schedule
  • Loan agreement
  • Loan tenures
  • Interest charge
  • Processing fees

The document that you sign will inform you of your responsibilities and what the lender promises to do for you. If you feel that the lender hasn’t abided by the signed documentation you can contact the national crime prevention council for assistance.

3. Flexibility in Payments Fees

As mentioned before, you should opt for licensed moneylenders in Singapore who is willing to be flexible on your repayment plans. For example, will they be willing to allow you to cease a repayment schedule for one month if you’re experiencing financial difficulties? Or will the company charge you for late payment?

Ensure that the money lending services allow exit fees. This is when you have all the money to pay off your loan with the company and you want to exit the contract by paying it in full.

Important Note

It should be noted that Singapore citizens have reported unlicensed moneylenders who are saying they’re accredited, only to swindle people into opening up loans with the business. These scammers offer loan requests via the following:

  • Text messages
  • Websites
  • An email account
  • Social media platforms that impersonate accredited money lenders

Scammers may also contact people via SMS or a phone call to suggest that they transfer money to pay off processing or GST fees before loans can be approved. These are scams and should be reported immediately. Take a look at the Police Advisory to find out if these establishments are licensed.

Furthermore, these scammers create false websites and social media accounts advertising that they’re licensed holders. These perpetrators will get people to send them personal data such as:

  • NRIC card number
  • Contact number
  • Personal address
  • Bank details

Even licensed moneylenders in Singapore are not entitled to your personal information via text, phone call or social media. All licensed moneylenders in Singapore must meet with borrowers on their business premises in order to approve loans using ID documents. You MUST visit the physical building so your credit score can be checked too. In Singapore, online loan application and credit reports are prohibited.

Final Thoughts

You can verify licensed lenders websites by going to Registry of Moneylenders. You should report any suspicious activity from potential unlicensed lenders to the police immediately. Call the X Ah long telephone number at 1800-924-5664 which is also used to report unlicensed lenders.

Most of licensed moneylenders FAQs can be found on https://www.mlcb.com.sg/FAQ.aspx.

6 thoughts on “List of Licensed Money Lender in Singapore”

  1. The list is good enough, but there are more licensed, reliable, reputed moneylenders in Singapore.

    Reply

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