Low-Income Loan

Low Income Loan

Despite being a first world country, there’s still a lot of work needed to help low-income earners.

Getting a higher paying job is not easy – you need certificates, degrees, and experience that adds up in cost.

Living by the paycheck isn’t exactly easy when life throws you many curveballs, which sometimes affects your financial ability to pay for medical emergencies, education fees, and pending bills and expenses.

Seeking financial help from family and friends is the first option that most will turn to. However, it’s only a matter of time before exhausting their resources, and it puts emotional stress on your relationships.

We get it, money can be a hard topic for some, and we’re here to help.

How We Can Help?

I-Credit provides flexible, fast-approved loans for low-income earners ensuring that your financial well-being is taken care of even after the repayment period. We understand your financial difficulties, it’s our biggest priority to keep things confidential and preserve your relationship with your family and friends.

Fill out the form below, and we’ll reach out to you.


    Cash Loan and Personal Loan Interest Rate​

    – Up to $3,000, if your annual income is less than $20,000 (any income is welcome);
    – Up to 6 months’ income, if your annual income is $20,000 or more.
    – We are open to student, unemployed / no income, ex-bankrupt, bad credit & NSF who is above 21 years old.

    Our interest rates is 4% monthly, set by Ministry Of Law for licensed money lender.

    Loan Amount Term Interest Repayment
    $1,000 1 Month $40 (4%) $1,040
    $2,000 1 Month $80 (4%) $2,080
    $3,000 1 Month $120 (4%) $3,120